Choose the country you are planning for and share your basic details. We will suggest suitable
health cover options and guide you on documentation for the visa file.
🇦🇺
Australia
OSHC (mandatory for most students)
Required for student visa holders. We help you select the right OSHC provider, coverage
period and policy type in line with your CoE and visa conditions.
Single / couple / family cover
Policy linked to course length
🇬🇧
United Kingdom (UK)
Health surcharge & extra cover
We explain how the Immigration Health Surcharge works, and when it is still sensible to take
additional private cover for travel, baggage and top-up medical needs.
NHS access overview
Top-up insurance suggestions
🇨🇦
Canada
Provincial & private plans
Health cover in Canada depends on province and institution. We help you read college
guidelines and arrange bridging insurance if initial months are not covered.
Province-wise guidance
Gap cover during initial stay
🇺🇸
United States (USA)
University & private plans
Many US universities have their own health plans or minimum cover requirements. We help you
compare university plans with external options and stay compliant with I-20 conditions.
Campus plan vs private plan
Emergency & OPD coverage
🇸🇬
Singapore
Campus-linked medical plans
Institutions often bundle basic medical coverage. We help you understand what is already
included and whether additional personal insurance is advisable.
On-campus clinics & panel hospitals
Top-up travel / health cover
🇨🇾
Cyprus
Basic medical + private add-ons
Many colleges require proof of medical insurance at admission and visa stage. We help you find
affordable plans that meet local requirements.
Low premium options
Hospital & emergency cover
🇳🇱
Netherlands
Private or public, case-specific
Health insurance needs differ for students with part-time work vs. non-working students. We
help you choose a plan that fits IND rules and your budget.
EU vs non-EU differences
GP & hospital coverage
🇩🇪
Germany
Public vs private student schemes
Germany has structured student tariffs in public insurers and some private options. We help
you decide which route fits your age, course and long-term plans.
TK / AOK & others explained
Blocked account & insurance link
🇩🇰
Denmark
CPR-based healthcare + add-ons
Once registered with a CPR number, many students access public healthcare. We guide you on
interim travel/health cover before registration.
Pre-arrival cover
Public GP system overview
🇸🇪
Sweden
Public cover + university plans
Coverage may change depending on course duration and municipality. We help you fill gaps with
travel/medical policies if public cover is limited initially.
Stay length & residency status
Emergency, dental & liability
🇲🇹
Malta
Private student medical plans
Students usually rely on private health insurance recognised by Maltese authorities. We help
you choose plans that cover hospital and outpatient care.
Visa-acceptable insurers
Budget-friendly options
🇫🇷
France
Student Social Security & top-ups
Once registered, many students access the French health system. We advise on complementary
“mutuelle” plans and temporary cover for the first months.
Carte Vitale & registration
Mutuelle / top-up options
🇮🇪
Ireland
Private health cover for non-EU students
Most non-EU students must show private medical insurance when applying for Irish visas and
GNIB cards. We help you select policies accepted by Irish authorities.
Visa-compliant documents
Renewal & stay-back planning
